interest-rates

Learn the crucial difference between mortgage term and amortization period in our latest blog. Make informed decisions about your home financing and discover which option aligns with your financial goals.

Explore the world of mortgages in Canada, the United States, Japan, and beyond. Learn about different mortgage types, down payment requirements, interest rates, and unique features like Japan's 99-year mortgages. Get expert insights to make informed home-buying decisions.

Discover how a mortgage broker (like me), can save you money and simplify the process. With local expertise, customized solutions, and expert negotiation, we make homeownership hassle-free.

Discover how the Bank of Canada's interest rate decisions impact your mortgage choices. Stay informed for smart homebuying decisions.

Discover how a seasoned mortgage broker like Ryan keeps a pulse on current interest rates. From networking with industry contacts to leveraging online tools, learn the strategies to secure the best mortgage rates for your unique needs. Stay informed, save more!

The Bank of Canada's latest decision to leave interest rates unchanged in September 2023 can be attributed to several key factors. In my line of work I take a keen interest in economic matters, so in this video I'm hoping to provide insights into why this decision was made.

In this month's video I discuss the Bank of Canada's decision to increase interest rates in July 2023. The increase was primarily driven by its goals of controlling inflation and maintaining economic stability.

Well that was unexpected... Here we go again!  Here's the highlights: For everyone wondering how this will impact current mortgage rates, here's the highlights: This is ANOTHER 0 .5% drop to the bank of Canada's 'overnight rate'. The 'overnight rate' is a rate that is used to influence bank's/lender's 'Prime Rate', which is used to calculate variable mortgage rates. Because the bank's 'Prime Rate(s)' will likely drop AGAIN (read: should drop), we will see that...

October 24 2018. Bank of Canada raises overnight rate again, leading to prime rate increases.

A comparison and Q&A of how to choose between a fixed or a variable mortgage rate.