CMHC Changes Underwriting Guidelines. Lower debt servicing could mean a harder time qualifying, along with higher minimum credit scores. Sheesh!
A comparison between choosing a bankruptcy vs. a consumer proposal. While neither is ideal when applying for a mortgage, they can sometimes be necessary and each has different impacts down the road.
Interested in how rental income can help you qualify for a larger mortgage? Learn more here about how lenders calculate/use this type of income.