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  • Home
    • Our Team
    • Testimonials & Reviews
    • Booking
    • Privacy Policy
    • About Ryan
  • Mortgage Types
    • Purchase Mortgages
      • First Time Home Buyers
      • Repeat Buyers
      • Second Homes / Vacation Property
      • Investment / Rental Properties
      • New Construction
      • Multi-Unit Properties
    • Refinancing
      • Home Improvements - Renovate
      • Debt Consolidation
      • Equity Take Out
      • Home Equity Lines of Credit
      • Refinance for Investment
    • Renewal
      • Shop Around!
      • Mortgage Transfer
      • Renegotiate
      • Renew Early
    • Other Mortgages
      • Self-Employed / Stated Income
  • Tools
    • Mortgage Calculators
    • Rent vs. Buy Calculator
    • Mortgage Glossary
    • Home Buyer's FAQs
  • Blog
  • Apply Now

Debt Consolidation Mortgages

With home values rising substantially over the past few years, more and more clients are taking advantage of low-interest rates and lender refinance programs to eliminate some of their consumer debt.

Erase your debt with a mortgage refinance

While debt consolidation may not always be the best option, it's worth considering whether refinancing your home to pay off credit card debt, loans, or a line of credit would make sense in your circumstances. You may be surprised by the amount of money you can save.

Some reasons to refinance may include:
  • Consolidating multiple payments into a single, often lower, monthly payment
  • Accessing lower interest rates compared to consumer debt
  • Creating a rainy-day fund for the future, to avoid the need higher-interest rate credit

Feel free to give us a call anytime to discuss the possibility of refinancing to consolidate your debt. My consultations are always free and could potentially save you hundreds or even thousands of dollars in interest.

For the most current up-to-date information on Mortgages and Real Estate in Kamloops and the BC interior, please 'Like' us on Facebook, follow us on Instagram, Pinterest and check out our Blog.

Ryan W. Smith - Mortgage Broker
House & Home Mortgage Co. 
258 Seymour St.
Kamloops, BC, V2C 2E5

House & Home Mortgage Co. Is a division of Verico Compass Mortgage Group. All Verico franchises are independently owned and operated. 
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