Use the equity you've built in your home to renovate/upgrade it.

Whether you're looking to increase your living space, make much needed repairs, or invest in energy efficient upgrades, home renovations can help improve your quality of life, all without moving.

Have you heard about the new "Purchase Plus Improvements" Mortgages I currently offer? This can be a great way to finance the renovations needed to turn your first home into your forever home, by adding the cost of the renovations to your mortgae. Call or email me today and we can discuss the details. For more info, visit My BLOG POST all about this awesome program!

Whatever the scope of your project, I'm here to work with you to help you find effective financing options to help you achieve your renovation goals. Your options range from a standard mortgage refinance, to a home equity line of credit, or even a construction draw or reverse mortgage.

Lifestyle Renovations

Additions and remodels are a great way to give new life and style to an older home. And renovating may be a more practical solution than moving, especially if you like where you live. From additions to increase kitchen, bedroom, or family room space to finishing the basement, or creating an outdoor living room, I can help.

Energy Efficiency

You can significantly reduce your energy consumption by updating your existing home with modern insulating materials and heating equipment. These costs can be covered through refinancing your mortgage and will not only help you enjoy your home more today, but can also offer:

• Increased comfort level
•  Lower operating costs
• Increased equity/re-sale value
• Reduced carbon footprint

Not only that, but your energy efficient upgrades may qualify for government-sponsored rebate programs from companies like CMHC, Genworth, BC Hydro or Fortis, to name a few. These programs vary so please contact us if you'd like to learn more. 

Maintenance and/or Repairs

If you've ever experienced and unexpected leaking water tank flooding your basement, or a dead furnace in the cold winter months then you know all about the maintenance that goes along with owning your home. While these projects aren't really optional, they are things that will help maintain not just your home but also it's resale value later on. 

Here are some tips to get the most out of your home renovation dollars:

1. Set renovation goals that reflect your lifestyle and priorities. Why are you doing this renovation? Consider whether this reno is for style, functionality, or to add more space to your home. Whatever the reason, with a clear plan your contractors will deliver a better end result.
2. Think about future needs as well, so the renovation choices you make today will accommodate your future lifestyle changes.
3. Create a wish list which includes both your "must-haves/needs" and your "wants" (if the "wants" fit your budget).
4. Don't start work until you have a clear plan in place! You should have your planning decisions made before the work begins, in order to make your money go further and to end up with the best reno results possible!