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  • Home
    • About Ryan
    • Tesimonials & Reviews
    • Privacy Policy
    • Booking
  • Mortgage Types
    • Purchase Mortgages
      • First Time Home Buyers
      • Repeat Buyers
      • Second Homes / Vacation Property
      • Investment / Rental Properties
      • New Construction
      • Multi-Unit Properties
    • Refinancing
      • Home Improvements - Renovate
      • Debt Consolidation
      • Equity Take Out
      • Home Equity Lines of Credit
    • Renewal
      • Shop Around!
      • Mortgage Transfer
      • Renegotiate
      • Renew Early
    • Other Mortgages
      • Self-Employed / Stated Income
  • Tools
    • Mortgage Calculators
    • Rent vs. Buy Calculator
    • Mortgage Glossary
    • Home Buyer's FAQs
  • Blog
  • Apply Now

Buying an investment property can be a great opportunity.

Whether it be a house, condo, cottage, farm, or simply a piece of bare land, buying real estate is considered a sound and profitable investment which can produce both regular rental income and long-term capital gains.

However, investment property ownership isn't for everyone. Along with the potential benefits come potential concerns; from legal to financial, so it's important to consult a financial advisor, a lawyer and an accountant prior to considering an investment property purchase. There are many angles to consider before diving in and these professionals will help you prepare.

Rental properties can typically be purchased with at least 20% down payment and a strong overall application. And many lenders will consider the potential/new rental income to be used to help you qualify for the mortgage. But because these types of mortgages are subject to specific (and constantly changing) governmental requirements, I recommend booking a free consultation with me to discuss the various options.

Book An Appointment

Or read a little bit more about Rentals and Income Properties over on Our Blog .

Ryan W. Smith - Mortgage Broker
House & Home Mortgage Co. 
546 St. Paul St. #250
Kamloops, BC, V2C 5T1

House & Home Mortgage Co. Is a division of Verico Compass Mortgage Group. All Verico franchises are independently owned and operated. 
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