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  • Home
    • Our Team
    • Testimonials & Reviews
    • Booking
    • Privacy Policy
    • About Ryan
  • Mortgage Types
    • Purchase Mortgages
      • First Time Home Buyers
      • Repeat Buyers
      • Second Homes / Vacation Property
      • Investment / Rental Properties
      • New Construction
      • Multi-Unit Properties
    • Refinancing
      • Home Improvements - Renovate
      • Debt Consolidation
      • Equity Take Out
      • Home Equity Lines of Credit
      • Refinance for Investment
    • Renewal
      • Shop Around!
      • Mortgage Transfer
      • Renegotiate
      • Renew Early
    • Other Mortgages
      • Self-Employed / Stated Income
  • Tools
    • Mortgage Calculators
    • Rent vs. Buy Calculator
    • Mortgage Glossary
    • Home Buyer's FAQs
  • Blog
  • Apply Now

Leverage Your Home Equity for Your Financial Goals!

Like many Canadians, you might be eyeing the equity you've built in your home as a powerful tool to realize your dreams or consolidate debt. When you're ready to take that step, reach out to me!

Explore Your Refinancing Options

A mortgage refinance empowers you to access additional funds by adjusting your existing mortgage. This can help you achieve your needs and desires, potentially saving you money and simplifying debt management.

  • Consolidate your debt (Learn more HERE):
    • At a lower interest rate compared to most credit cards and loans
    • With lower payments per month
  • Equity Take-Outs (take out cash) can be used to:
    • Help with your children's education costs
    • Plan your dream vacation
    • Acquire the perfect vehicle (at lower interest rates &/or lower payments)
    • Renovate your home or undertake essential repairs and maintenance (Learn more HERE).
  • Setup a HELOC (Home Equity Line of Credit) for future use (Learn more HERE)
  • Secure emergency funds for unexpected expenses
  • Invest or maximize your RRSP contributions
  • Purchase another residential property, whether for rental or commercial purposes

Let me assist you in exploring the possibilities of tapping into your home's equity. I can help you navigate the landscape of flexible mortgage features and interest rates to access equity while maintaining manageable payments.

Rely on our expertise and guidance to find the best mortgage product that aligns with your objectives.

For the most current up-to-date information on Mortgages and Real Estate in Kamloops and the BC interior, please 'Like' us on Facebook, follow us on Instagram, Pinterest and check out our Blog.

Ryan W. Smith - Mortgage Broker
House & Home Mortgage Co. 
258 Seymour St.
Kamloops, BC, V2C 2E5

House & Home Mortgage Co. Is a division of Verico Compass Mortgage Group. All Verico franchises are independently owned and operated. 
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