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  • Blog
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  • Home
    • Our Team
    • Testimonials & Reviews
    • Booking
    • Privacy Policy
    • About Ryan
  • Mortgage Types
    • Purchase Mortgages
      • First Time Home Buyers
      • Repeat Buyers
      • Second Homes / Vacation Property
      • Investment / Rental Properties
      • New Construction
      • Multi-Unit Properties
    • Refinancing
      • Home Improvements - Renovate
      • Debt Consolidation
      • Equity Take Out
      • Home Equity Lines of Credit
      • Refinance for Investment
    • Renewal
      • Shop Around!
      • Mortgage Transfer
      • Renegotiate
      • Renew Early
    • Other Mortgages
      • Self-Employed / Stated Income
  • Tools
    • Mortgage Calculators
    • Rent vs. Buy Calculator
    • Mortgage Glossary
    • Home Buyer's FAQs
  • Blog
  • Apply Now

NEGOTIATING WITH YOUR CURRENT LENDER

Make Your Mortgage Renewal Work For You!

When your mortgage is up for renewal, you have a great opportunity to discuss rates and options with your current lender. Why not put the power of a professionals like us to work negotiating the best solution for you?

A lender has an incentive to keep you as a client at renewal time and may contact you prior to your renewal with offers and promotions. If you do your homework on the current product trends and rate markets, you're in a better position to negotiate the rate and features of your mortgage renewal.

Of course, this research may prove time-consuming for today's busy families. We're constantly kept up to date on the most current rates and features of many mortgage products. We also have access to specialty lenders and products that may not be available to you directly. We'll provide you with all of your options and even negotiate with your current lender on your behalf. It's our goal to get you a competitive interest rate at renewal on a mortgage that has the features you want. And best of all - We don't charge for this service!

How I Can Help

As your mortgage broker, I specialize in negotiating with lenders to get you the best possible deal on your mortgage renewal. I'll review your current mortgage terms, discuss your financial goals, and negotiate with your lender to secure a competitive interest rate and favorable terms.

Let me take the stress out of your mortgage renewal process. Contact me today to discuss your renewal options and let's work together to find the best solution for you!

For the most current up-to-date information on Mortgages and Real Estate in Kamloops and the BC interior, please 'Like' us on Facebook, follow us on Instagram, Pinterest and check out our Blog.

Ryan W. Smith - Mortgage Broker
House & Home Mortgage Co. 
258 Seymour St.
Kamloops, BC, V2C 2E5

House & Home Mortgage Co. Is a division of Verico Compass Mortgage Group. All Verico franchises are independently owned and operated. 
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