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  • Home
      • About Ryan
      • Tesimonials & Reviews
      • Privacy Policy
      • Booking
  • Mortgage Types
      • Purchase Mortgages
        • First Time Home Buyers
        • Repeat Buyers
        • Second Homes / Vacation Property
        • Investment / Rental Properties
        • New Construction
        • Multi-Unit Properties
      • Refinancing
        • Home Improvements - Renovate
        • Debt Consolidation
        • Equity Take Out
        • Home Equity Lines of Credit
      • Renewal
        • Shop Around!
        • Mortgage Transfer
        • Renegotiate
        • Renew Early
      • Other Mortgages
        • Self-Employed / Stated Income
  • Tools
      • Mortgage Calculators
      • Rent vs. Buy Calculator
      • Mortgage Glossary
      • Home Buyer's FAQs
  • Blog
  • Apply Now
  • Home
    • About Ryan
    • Tesimonials & Reviews
    • Privacy Policy
    • Booking
  • Mortgage Types
    • Purchase Mortgages
      • First Time Home Buyers
      • Repeat Buyers
      • Second Homes / Vacation Property
      • Investment / Rental Properties
      • New Construction
      • Multi-Unit Properties
    • Refinancing
      • Home Improvements - Renovate
      • Debt Consolidation
      • Equity Take Out
      • Home Equity Lines of Credit
    • Renewal
      • Shop Around!
      • Mortgage Transfer
      • Renegotiate
      • Renew Early
    • Other Mortgages
      • Self-Employed / Stated Income
  • Tools
    • Mortgage Calculators
    • Rent vs. Buy Calculator
    • Mortgage Glossary
    • Home Buyer's FAQs
  • Blog
  • Apply Now

NEGOTIATING WITH YOUR CURRENT LENDER

Make Your Mortgage Renewal Work For You!

When your mortgage is up for renewal, you have a great opportunity to discuss rates and options with your current lender. Why not put the power of a professional like Ryan to work negotiating the best solution for you?

A lender has incentive to keep you as a client at renewal time, and may contact you prior to your renewal with offers and promotions. If you do your homework on the current product trends and rate markets, you're in a better position to negotiate the rate and features of your mortgage renewal.

Of course, this research may prove time consuming for today's busy families. I am always up to date on the most current rates and features of many mortgage products. I also have access to specialty lenders and products that may not be available to you. We'll provide you with all of your options, and even negotiate with your current lender on your behalf. It's our goal to get you a competitive interest rate at renewal on a mortgage that has the features you want.

Ryan W. Smith - Mortgage Broker
House & Home Mortgage Co. 
546 St. Paul St. #250
Kamloops, BC, V2C 5T1

House & Home Mortgage Co. Is a division of Verico Compass Mortgage Group. All Verico franchises are independently owned and operated. 
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