Incredibly, many Canadians (nearly 80%) choose to renew their mortgage with their original lender because they believe it's too time-consuming to shop around, or they may think their existing bank's offer is the best deal available. However, this isn't always the case. Renewing your mortgage is a significant financial decision, and it's important to explore all your options to ensure you're getting the best possible rate and terms.
Unfortunately, many people simply accept their lender's posted rate or a slightly better offer without considering other options. As a mortgage broker, my job is to help you navigate the mortgage market and find a competitive rate that suits your unique needs. I work with a wide range of lenders and can negotiate on your behalf to secure the most favorable terms.
Don't assume that your current lender has your best interests at heart. By consulting with a professional like me, you can review all your options, compare rates and terms, and potentially save both time and money in the process.
Contact me anytime for a no-cost, no-obligation appointment to discuss your upcoming renewal. I'll provide personalized advice and guidance to help you make an informed decision about your mortgage.
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