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  • Home
    • Testimonials & Reviews
    • Booking
    • Privacy Policy
    • About Ryan
  • ✈️ Sabbatical Update ✨
  • Mortgage Types
    • Purchase Mortgages
      • First Time Home Buyers
      • Repeat Buyers
      • Second Homes / Vacation Property
      • Investment / Rental Properties
      • New Construction
      • Multi-Unit Properties
    • Refinancing
      • Home Improvements - Renovate
      • Debt Consolidation
      • Equity Take Out
      • Home Equity Lines of Credit
      • Refinance for Investment
    • Renewal
      • Shop Around!
      • Mortgage Transfer
      • Renegotiate
      • Renew Early
    • Other Mortgages
      • Self-Employed / Stated Income
  • Tools
    • Mortgage Calculators
    • Rent vs. Buy Calculator
    • Mortgage Glossary
    • Home Buyer's FAQs
  • Blog
  • Apply Now

RYAN IS ON SABBATICAL

I’ve pressed pause for the 2025–26 season to spend more time with my family, recharge, and take on a few adventures I’ve been putting off.

The good news: you’re fully supported. While I’m away, Ryan Cooper and the Spark Mortgage team are handling all client files. Many of you already know Jenn — she has joined Cooper’s group, so you’ll see a familiar face.

Quick questions or immediate help?

👉 Call Ryan Cooper’s team directly: (604) 515-4430

Email: team@sparkmortgage.ca

You don’t need to book for simple updates or quick questions — calling is the fastest way to get help.

Book a Phone Strategy Call → Book a Video Strategy Call → Start Your Application → Email Ryan Cooper →

Other ways to connect:

Direct line: (604) 515-4430

Email (team): team@sparkmortgage.ca

Email (Ryan): ryan@sparkmortgage.ca

Application: cooper.mtg-app.com/signup

Phone Strategy Call: Book here

Video Strategy Call: Book here

Prefer reaching out to my old number or email? No problem — everything forwards to the Spark team so nothing gets missed.

House & Home Mortgage Co. • Part of the Verico Compass family • Kamloops, BC

Ryan W. Smith - Mortgage Broker
House & Home Mortgage Co. 
258 Seymour St.
Kamloops, BC, V2C 2E5

House & Home Mortgage Co. Is a division of Verico Compass Mortgage Group. All Verico franchises are independently owned and operated. 
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