phone(250) 682 0908 Book a call
Facebook link icon Pinterest link icon Twitter link icon
  • Home
      • Our Team
      • Testimonials & Reviews
      • Booking
      • Privacy Policy
      • About Ryan
  • Mortgage Types
      • Purchase Mortgages
        • First Time Home Buyers
        • Repeat Buyers
        • Second Homes / Vacation Property
        • Investment / Rental Properties
        • New Construction
        • Multi-Unit Properties
      • Refinancing
        • Home Improvements - Renovate
        • Debt Consolidation
        • Equity Take Out
        • Home Equity Lines of Credit
        • Refinance for Investment
      • Renewal
        • Shop Around!
        • Mortgage Transfer
        • Renegotiate
        • Renew Early
      • Other Mortgages
        • Self-Employed / Stated Income
  • Tools
      • Mortgage Calculators
      • Rent vs. Buy Calculator
      • Mortgage Glossary
      • Home Buyer's FAQs
  • Blog
  • Apply Now
  • Home
    • Our Team
    • Testimonials & Reviews
    • Booking
    • Privacy Policy
    • About Ryan
  • Mortgage Types
    • Purchase Mortgages
      • First Time Home Buyers
      • Repeat Buyers
      • Second Homes / Vacation Property
      • Investment / Rental Properties
      • New Construction
      • Multi-Unit Properties
    • Refinancing
      • Home Improvements - Renovate
      • Debt Consolidation
      • Equity Take Out
      • Home Equity Lines of Credit
      • Refinance for Investment
    • Renewal
      • Shop Around!
      • Mortgage Transfer
      • Renegotiate
      • Renew Early
    • Other Mortgages
      • Self-Employed / Stated Income
  • Tools
    • Mortgage Calculators
    • Rent vs. Buy Calculator
    • Mortgage Glossary
    • Home Buyer's FAQs
  • Blog
  • Apply Now

INCOME ISSUES

Good credit score but unable to verify your income? Self-employed with lots of expenses? Pension or investment income?
Unverifiable income isn't always an obstacle to homeownership.

Whether you're self-employed, have unverifiable income, or receive difficult-to-prove pension or investment income, we may still be able to help you secure financing to purchase or refinance your home.

Even if you've been turned down by your bank or other lenders, we're here to assist and may be able to help you achieve your goals. We'll sit down together to discuss your current situation. Then, we'll shop your mortgage to several different lenders who offer alternative solutions and 'think outside the box'. We also have access to specialty lenders and programs that you may not otherwise have access to.

Our goal is to help you find the right financing for your home, regardless of your income source. Give us a call; you may be pleasantly surprised by the options available. 

BOOK A CALL TO GET STARTED!

Ryan W. Smith - Mortgage Broker
House & Home Mortgage Co. 
258 Seymour St.
Kamloops, BC, V2C 2E5

House & Home Mortgage Co. Is a division of Verico Compass Mortgage Group. All Verico franchises are independently owned and operated. 
Copyright © 2025, Ryan W. Smith - All Rights Reserved. Powered by SiteCMTM— web content management made easy by ideaLEVER Solutions.