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  • Home
    • Our Team
    • Testimonials & Reviews
    • Booking
    • Privacy Policy
    • About Ryan
  • Mortgage Types
    • Purchase Mortgages
      • First Time Home Buyers
      • Repeat Buyers
      • Second Homes / Vacation Property
      • Investment / Rental Properties
      • New Construction
      • Multi-Unit Properties
    • Refinancing
      • Home Improvements - Renovate
      • Debt Consolidation
      • Equity Take Out
      • Home Equity Lines of Credit
      • Refinance for Investment
    • Renewal
      • Shop Around!
      • Mortgage Transfer
      • Renegotiate
      • Renew Early
    • Other Mortgages
      • Self-Employed / Stated Income
  • Tools
    • Mortgage Calculators
    • Rent vs. Buy Calculator
    • Mortgage Glossary
    • Home Buyer's FAQs
  • Blog
  • Apply Now

TRANSFERRING TO ANOTHER LENDER

Renewing Your Mortgage With Another Lender

Just because you've received a renewal offer from your current lender, doesn't mean you can't get a better deal elsewhere. Shop with confidence with us on your side!

One of my favourite parts of my job is to help evaluate your mortgage needs and determine whether your current mortgage is still the best fit. We take great pride in comparing your renewal offer to the available options at many of Canada's top lenders to help find the deal you want. And the best part is - We don't charge anything for this service!!

Your current lender may not always be the best fit for you at renewal. Take your renewal as an opportunity to see what else is out there. And by having me do the legwork for you, you'll save yourself time, hassle, and money!

Why Consider Transferring Your Mortgage?

1. **Better Rates and Terms:** Mortgage rates are constantly changing, and other lenders may offer better rates or terms that can save you money over the long term.

2. **Improved Service:** If you're not satisfied with the level of service from your current lender, transferring your mortgage to a new lender can provide a fresh start with better customer service.

3. **Financial Flexibility:** Different lenders offer different mortgage products with varying features. Transferring your mortgage allows you to find a product that better suits your financial needs and goals.

4. **Consolidating Debt:** If you have other debts with higher interest rates, you may be able to consolidate them into your mortgage at a lower rate, saving you money on interest payments.

How I Can Help

As your mortgage broker, we have access to a wide range of lenders and mortgage products. We can help you explore your options and find the best mortgage solution for your needs. We'll work with you to understand your financial goals and find a mortgage that helps you achieve them.

Let's discuss your mortgage renewal and see if transferring to another lender is the right choice for you. BOOK A CALL to get started!

For the most current up-to-date information on Mortgages and Real Estate in Kamloops and the BC interior, please 'Like' us on Facebook, follow us on Instagram, Pinterest and check out our Blog.

Ryan W. Smith - Mortgage Broker
House & Home Mortgage Co. 
258 Seymour St.
Kamloops, BC, V2C 2E5

House & Home Mortgage Co. Is a division of Verico Compass Mortgage Group. All Verico franchises are independently owned and operated. 
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